Finances Category
How To Rid Yourself Of “broke Folks” In Your Life

Ima Rich is a classy lady. She drives a fancy car, lives in an exclusive neighborhood, and associates with upscale people. However, Ima is one of the “Broke Folks.” She lives paycheck to paycheck.

Five Steps To Success In Beating Debt

Beating debt is as much to do with what's going on in your head as it is to do with what's going on in your wallet. If you have a debt problem you can solve it if you admit this. Here are five step

3 Steps To Getting A Bad Credit Mortgage

Need a bad credit mortgage, but not sure how to get one? Follow these three steps to mortgage success.

1. Find a good advisor

Most mortgages for people with poor credit ratings are on

How To Find The Best Retirement Plans

You have been longing for the day that you no longer have to rush for the bus or step on that gas, head for the office as fast as you can in order not to be late.

All of these will come true

3 Most Expensive Home Equity Loan Mistakes

Home equity loans can be a wonderful source of credit. However, when it comes to home equity loans, you can’t afford to make a mistake—your house is the collateral. Below are the three the most com

When Is The Right Time To Get Life Insurance?

Life insurance is one of the most important types of insurance you can get, although many people don’t get it early enough or have inadequate cover. If you don’t have life insurance yet or you are

Private Annuity Trust, Charitable Remainder Trust Or 1031 TIC: Which Is Right For You?

I've written a lot about how a PAT or a CRT or a 1031-TIC might be right for other people, but how do you decide if one is right for you? There are several things you should think about when trying

Options For Those Needing A Bad Credit Credit Card

It's a fact that the credit card issuers are predisposed towards those with excellent credit. But let's face it, not everyone has superior credit. There are times when life has thrown in a few punc

Saving Money On Your Shopping Sprees

Online shopping is gradually taking over the high street. We all spend billions online, but still there are new shoppers who are learning the tricks of the trade everyday. Here are some simple tips

Why Choose A Bad Credit Remortgage?

If you’re looking for a way to pay off debts, want to raise money for an extension to your home, or need to pay for an important family occasion, then there are many different loan products availab

0% APR Balance Transfers Credit Cards: Three Top Choices

There is a lot of interest in 0% APR Balance Transfer credit cards because of the tremendous savings possibilities they offer. You don’t have to be an MIT graduate to understand that the 20% you ar

Banking Alternatives: Do You Need A Bank?

Although using a bank is the most common method of storing and accessing your money, there are some alternatives you should consider. If you feel that your bank isn't giving you what you want, then

Home Improvement Loan

Home improvement loans are usually taken out for making a home larger or adding value to it. This may be done by adding rooms or bathrooms, building a swimming pool, enclosing a porch or patio, upd

Cash Or Credit?

Since the 1970's people have been saying that cash is dead and plastic will live on forever. Well, its into the new millenium now and cash is still around. It is not used as much as plastic, of cou

Planning For A Comfortable Retirement

Do you own a home? The good news is that a home is a source of untapped reserve cash, something that most of us do not realize. Americans are not good at leveraging the value of their homes as a fi

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